Are you looking forward to buying a new car? You must certainly need to have your car insured in order to prevent any kind of mishaps and be ready for every lemon that life throws at you. Ensuring your car is an extremely important step and so is choosing the best car insurance company to do so. Read on to find out the top 10 car insurance companies in India which will are the best-suited ones for insuring your car.
Best Car Insurance Companies in India
1. Bajaj Allianz General Insurance
One of the best car insurance providers in the market, Baja Allianz tops the list of the top 10 car insurance companies in India. With its IRDA certification and proper cashless repair and other facilities, it has garnered a huge customer base.
2. Bharati AXA General Insurance Co. Ltd.
It is the first company to have secured both ISO 9001:2008 and ISO 27001:2005 certificates and has a huge number of insurance policies to choose from. The payment of the claims is extremely high and there is 100% guarantee that the depreciated part will be [aid for at the time of settlement.
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3. HDFC ERGO General Insurance Co. Ltd.
It has the highest claim settlement among the private motor insurance sector and has been rated the best by the IAIR. The claim settlement is considered to be extremely quick too.
4. Reliance General Insurance Company
After having obtained the IRDA license, this company has been providing an extensive coverage in car policies. Cashless services are provided over 2300 garages across the country and there is the facility of free of cost roadside assistance.
5. New India Assurance Company Ltd.
This government owned insurance company as a strong presence with attractive packages. It has become the only Indian insurance company to be rated by A.M. Best Co. the claim request is decided on withing three days and grievances are solved fast too.
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6. ICICI Lombard General Insurance
This private sector general insurance company has specialized over the years in cars and offers online services too. towing assistance is its good feature.
7. Oriental Insurance Co. Ltd.
The company, which was founded in 1947, has a high claim settlement ratio with quick settlement times. it also functions in Nepal, Kuwait, and Dubai and has online settlement policies too.
8. Tata AIG General Insurance
Owned by the TATA group, this is yet another company which has been considered to be in the top position. Best claim Service Company is the name given to it and it offers free car pick up facilities too.
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9. United India Insurance Co. Ltd.
The company is owned by the Indian government and has several awards to its name. it has an easy mobile app for policy review and has a nationwide reach.
10. Royal Sundaram General Insurance
The best policies offered by Royal Sundaram makes it fall on the list of the top 10 car insurance companies in India. It has special functions for car insurance and has 24*7 roadside assistance in case of emergencies. The authorization and claim settlement is fast too.